Biography of Ray Edison Refundo: Founder and CEO of Aqwire- Entrepreneur
Biography of Ray Edison Refundo:
Ray Edison Refundo’s career began with a solid educational
foundation. Graduating cum laude in Finance and Economics from San Jose State
University, Ray laid the groundwork for a career that would straddle the worlds
of finance and technology. His academic success, reflected in a GPA of 3.7/4.0,
showcased his deep understanding of complex financial concepts, setting him up
for a future of impactful ventures.
Initial Professional Steps: Corporate Finance and Market
Research
Ray’s professional journey started at Lam Research, where he
served as a Financial Analyst II. His role involved revenue forecasting, gross
margin analysis, and SOX reporting. This position honed his skills in corporate
finance and gave him a robust understanding of financial controls and
reporting. His analytical abilities were further developed during his time at
AgroPower Corporation, where he worked directly with company directors to
strategize marketing and sales. His efforts contributed to a remarkable 300%
increase in sales when AgroPower entered the Philippine market.
Venturing into Online Money Transfer
In 2004, Ray co-founded MoneyTran, an online money transfer
service tailored for Filipino expatriates and overseas workers. This venture
aimed to simplify remittances by allowing users to send money instantly using
credit and debit cards. This experience provided Ray with valuable insights
into the payments and money-transfer industry, setting the stage for his future
ventures in the proptech space.
Transition to Proptech: Founding Qwikwire
Ray’s next significant venture was Qwikwire, where he served
as CEO from 2014 to 2018. Qwikwire specialized in cross-border payroll for
freelancers and bill payments aggregation. Under Ray’s leadership, Qwikwire
streamlined financial operations and payment processes, gaining a reputation
for facilitating international transactions efficiently.
Biography of Ray Edison Refundo: Founder and CEO of Aqwire- Entrepreneur/ Age/Net worth/international proptech platform/Aqwire story/Ray E.Refundo STor
The Birth of Aqwire
In 2018, Ray co-founded Aqwire, an international proptech
platform designed to handle various aspects of property transactions, including
aggregated listings, mortgage and insurance brokerage, and property management.
Aqwire aimed to simplify and improve the efficiency of real estate transactions
on a global scale, reflecting Ray’s commitment to leveraging technology in the
financial and real estate sectors.
Challenges and Achievements at Aqwire
Throughout his tenure at Aqwire, Ray faced numerous
challenges typical of the startup environment. From securing funding to
developing a comprehensive platform that met the needs of a diverse user base,
Ray and his team worked tirelessly to build and refine their services. Their
efforts were rewarded with significant achievements, including a successful
funding round where Aqwire raised $5.1 million in venture capital.
Aqwire’s Impact and Vision
Aqwire’s platform offered a range of services designed to improve
productivity and streamline payment tracking for real estate developers
globally. By providing features such as recurring billing, invoicing, and
customer dashboards, Aqwire aimed to enhance the efficiency of property
transactions and make financial management more accessible.
Leadership and Growth
Ray’s leadership at Aqwire was instrumental in driving the
company’s growth. Although Victor Lee is currently the CEO of Aqwire, Ray’s
role as a co-founder and former CEO was crucial in establishing the company’s
vision and laying the groundwork for its success. His background in finance and
technology played a key role in shaping Aqwire’s strategic direction.
From Startups to Industry Recognition
Ray’s journey from founding MoneyTran to leading Qwikwire
and Aqwire reflects a career marked by innovation and entrepreneurial spirit.
His ventures have not only contributed to his professional growth but have also
made a significant impact on the industries he has been involved in,
particularly in the realms of payments and proptech.
Expanding Horizons
Ray’s experience spans various sectors, including finance,
market research, and technology. His ability to navigate these diverse fields
and apply his skills to different challenges underscores his versatility and
adaptability as an entrepreneur. His ventures have consistently focused on
improving financial processes and leveraging technology to solve complex
problems.
A Legacy of Innovation
Ray’s career trajectory showcases a legacy of innovation and
problem-solving. By addressing challenges in the payments and proptech
industries, he has made significant contributions to how financial transactions
are managed globally. His work reflects a deep understanding of industry needs
and a commitment to enhancing operational efficiency through technology.
Future Aspirations
As Ray continues to build on his experiences and successes,
his future aspirations are likely to focus on further innovations in financial
technology and proptech. His track record suggests a continued commitment to
developing solutions that address real-world problems and drive progress in
these sectors.
Conclusion: A Journey of Impact
Ray Edison Refundo’s professional journey is a testament to
his dedication and expertise in finance and technology. From his early days in
corporate finance to his significant contributions in the proptech industry,
Ray’s story is one of continuous growth, innovation, and impact. His ventures
have not only shaped his career but have also made a lasting impression on the
industries he has been a part of.
Timeline for Ray Edison Refundo’s story
Graduation (2003) - Earns a degree in Finance and Economics
from San Jose State University.
2003-2004 - Works as Financial Analyst II at Lam Research.
2004 - Co-founds MoneyTran, an online money transfer
service.
2014-2018 - Serves as CEO of Qwikwire, focusing on
cross-border payroll and bill payments.
2018 - Co-founds Aqwire, an international proptech platform.
2019 - Aqwire raises $5.1 million in venture capital.
2020-2021 - Aqwire refines its platform, enhancing property
transaction efficiency.
2022 - Victor Lee becomes CEO of Aqwire; Ray’s legacy
influences the company's growth.
2023 - Continues to explore innovations in financial
technology and proptech.
